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The health care planning tools you may need in the future

Pennsylvania readers know that estate planning is an important step, but some people need more than just a will. A will is the basic step in having an estate plan, but you would be wise to think about more than just having a plan for deciding where your assets and money will go.

Many people find it beneficial to add some health care planning measures to their estate plan. Through a living will and a health care power of attorney, you can outline what type of medical care you may want in the event of incapacitation in the future. Just like you have the right to decide what you want to happen to your property, you have the right to decide what you want to happen to your body.

The tools you can add to your plan

Health care powers of attorney and living wills are two tools that you can add to your estate plan. These can add a measure of security for you, giving you peace of mind about your health care in the future. These two estate planning tools can do the following:

  • Living will: A living will is a tool that will allow you to let others know what kind of health care you may want in case you are not able to speak for yourself. You can even be very specific with what types of procedures you would want or want to avoid.
  • Health care power of attorney: This allows you to name a person to act on your behalf in case you cannot express your wishes for your health care. This person will make decisions on issues not outlined in your living will.

It is not easy to make important decisions for your health and to consider the impact of serious health complications or incapacitation. Many people find it beneficial to discuss their concerns with a medical professional as well.

Planning for your future

Estate planning does not allow you to control the future, but it does allow you to have a measure of security over your health care and your medical needs. If you do not have these tools as part of your existing estate plan, you may consider the benefits of these documents.

Whether you have a plan already or you need to draft a plan, there is no time to lose. Having the appropriate protections in place can ensure you have peace of mind and keep your loved ones from making difficult decisions on your behalf.

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Stewart, McArdle, Sorice, Whalen, Farrell, Finoli & Cavanaugh, LLC

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