Many residents of Pennsylvania view bankruptcy as a financial cataclysm: their assets will be repossessed by creditors, and they will lose their home and many other assets. This view is incorrect: bankruptcy is designed to give petitioners a chance at financial...
Should I include a guardian in my will?
Congratulations! You are finally estate planning. You are drafting a will, and figuring out how to care for your loved ones after you pass. When you are done, you will feel a weight lifted off your heart, and you will know your family will be OK. However, one thing...
Is medical debt treated differently from other debt?
Anyone struggling with debt knows that late payments can show up on your credit reports after 30 days. Most creditors, other than credit card companies, are not so quick to send items to your credit report, but they can. However, medical debt is treated differently,...
