As you consider your estate plan, you may give a great deal of focus to your will and how you want your property distributed after your demise. While this document certainly has importance, you may want to remember that your estate plan can cover other important areas of your life, and by taking the time to closely consider those areas, you may have the chance to lessen the possibility of unnecessary complications.
Pennsylvania readers know that estate planning is an important step, but some people need more than just a will. A will is the basic step in having an estate plan, but you would be wise to think about more than just having a plan for deciding where your assets and money will go.
Like many other couples in Pennsylvania, you and your spouse may have agreed to part ways. Because you have children, you want to make sure that you make the divorce process as stress-free and smooth as possible.
When you find yourself overwhelmed by personal debt and dealing with creditors or debt collectors, bankruptcy could be the appropriate choice for you. This step could allow you to achieve a better financial future and allow you to escape the pressure of insurmountable debt. Depending on the types of debt you owe and the circumstances of your individual situation, Chapter 13 bankruptcy could be the right choice for you.
No Pennsylvania resident plans to take on more debt than he or she can handle, but plenty of people still find themselves in this predicament. Many start out with only small amounts of credit card debt that quickly snowballs into something much larger and unmanageable.
Pennsylvania readers know the decision to file for personal bankruptcy is not an easy one to make. It may feel like a defeat for you, but in reality, it could be the right choice for you to forge a path to a stronger financial future. If you are overrun by debt, dealing with financial challenges and have no hope of ever catching up on your own, you may benefit from Chapter 7 bankruptcy.
The idea of having to leave your child in the care of another person may not sit well with you as a parent. However, you likely know that you cannot be around all the time, and there may even come a time when you cannot care for your child at all. Though everyone hopes that this type of situation will not come about, having a plan in place could act as a safeguard for the possibility.
Anyone can file for bankruptcy, right? Not necessarily. You have to be in a fairly precarious economic situation in order to do it, and the status of your financial situation will be used to determine for which type of bankruptcy you may qualify. If you are particularly interested in pursuing a Chapter 7 bankruptcy, take a means test to see if you meet the necessary qualifications.
If you and your spouse have decided to take separate paths, you may have concerns about how the outcome of your divorce might affect your life moving forward. Chances are, you will likely want to protect your financial future during such a potentially stressful and daunting life event, but you might be uncertain how to pursue this goal.
Lately, you've been spending your days dreaming of the wedding bells you and the love of your life will be hearing in a few short months. You and your closest confidants have been shopping, planning, laughing and sharing as you prepare for your Pennsylvania wedding.