Putting An End To Creditors’ Calls
Anyone can fall behind on student loan payments, mortgage payments or other debts. While creditors may contact you regarding payment, the law protects consumers from harassment by debt collectors.
The law firm of Stewart, McArdle, Sorice, Whalen, Farrell, Finoli & Cavanaugh, LLC, provides people across Pennsylvania with relief from harassing calls by debt collectors. We use the law to protect your rights when unforeseen medical bills or a job loss causes you financial strain.
The Law Prohibits Debt Collectors From Harassing You
The Fair Debt Collection Practices Act (FDCPA) prohibits harassment by collections agencies, including:
- Calling repeatedly or continuously
- Calling before 8 a.m. or after 9 p.m.
- Speaking to your employer or anyone else other than your attorney
- Threatening to have you arrested
- Using profanity or abusive language
- Putting false information on your credit report
- Continuing to call after you have sent a written request for communications to stop
- Calling after you have filed for bankruptcy
If a debt collection agency is harassing you, there are ways to fight back. With help from our lawyers, you can file a complaint with the Federal Trade Commission. If you have strong documentation of harassment, you can also sue the debt collector under the FDCPA. You are not required to resolve the situation by speaking with the debt collector.
Once you hire our attorneys, collections agencies can no longer call you — they must deal with us instead. We strive to alleviate the stress you feel when facing financial hardship so that you can focus on creating a strategy for repaying your debt.
Keep in mind, however, that even if a collections agency violates the FDCPA, your debt does not go away. Stewart, McArdle, Sorice, Whalen, Farrell, Finoli & Cavanaugh, LLC, will work with you to determine your best course of action for your financial future.
Schedule A Consultation
If a debt collection agency is harassing you, remember you are not alone. Call our Greensburg office at 724-610-9914 to speak with an attorney who can help. You can also request a consultation online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.